FINAL EXPENSE LIFE INSURANCE (FEX)
Taking steps towards a secure tomorrow for your family
- No Health Exam Required
- Level Premiums That Never Go Up
- Benefits That Never Decrease
- Coverage $5,000-$50,000
- Coverage Lasting To Age 120
Indexed Universal Life Explained
An Indexed Universal Life (IUL) policy is a versatile financial tool that combines life insurance coverage with the potential for tax-deferred cash value growth. Designed for individuals seeking a balanced approach to protection and wealth accumulation, IUL policies allow you to enjoy the benefits of market performance while safeguarding against downside risk.
Thomas E Bailey
Licensed Broker
National Producer Number: 1071036
- [email protected]
- 808-318-9234
- NPN#1071036
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Benefits of FEX
Permanent Coverage
Coverage guaranteed to last until age 120
Level Death Benefit
Benefit will not decrease.
Level Premium
Premiums will never increase
Beneficiary of Choice
Choose your beneficiary and split it up to 10 ways
Benefits Paid Out Tax Free
All benefits are not subject to tax and will be received tax free
Double Accidental Coverage Available
Plans available that include “double indemnity”. If you pass away in an accident, the death benefit will double. Example) $10,000 death benefit turns to $20,000.
Accelerated Death Benefit For Terminal Illness
If you are diagnosed with a terminal illness, some companies will allow you to receive 50% of your death benefit immediately while still alive.
Immediate Coverage Available
If you can qualify, there are plans that will pay out immediately with no waiting period if you pass away.
Other coverage options include graded or guaranteed issue which will pay out a % of total death benefit in first two years and full death benefit if you live longer than two years.
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